Good credit is something that everyone should strive for. It doesn’t just prove that you are a responsible member of society, it provides you with many different opportunities that are just not available for people with a low credit score.

Building a good credit score can take a lot of time. And if your credit score is low, then repairing your credit is going to be even more difficult.

So, what can you do to improve your credit score in a relatively less amount of time?

This is where the tradelines come in!

Let’s go over tradelines and see how they help improve credit scores 

What is a Tradeline and What Are They Used For?

A tradeline is simple terms, is an account that shows on the credit report for a person. A tradeline contains the complete detail about the creditor and is used to calculate the credit score.

If someone has a good credit score and history, you can benefit from it by asking them to add you as an authorized user.

When you buy a tradeline, you become an authorized user on the credit card account of another person. This helps your credit scores and allows you to increase them in a short amount of time.

How Much Will a Tradeline Boost My Credit?

The credit boost depends on the number of tradelines that you purchase. If a tradeline is old, then it is going to have an even greater impact on your credit score.

On average, a single tradeline can increase your score up to 40 to 45 points. Most companies allow you to buy 5 tradelines. So, you can get a boost of 200-225 points in your credit score in just about 15 to 30 days.

Is It Legal to Buy Tradelines?

Buying a tradeline is not illegal, but it is frowned upon. Credit reporting agencies and lenders don’t consider it a good practice to buy a tradeline.

Since you are paying to buy the credit score, it is somewhat legal. This practice is meant for people who want a quick boost in their credit score to avail of a loan or insurance plan. Coast Tradelines can help you with all your queries about tradelines. You can visit their website to buy AU tradelines to boost your credit score.

Pros & Cons of Tradelines

Before you invest in a tradeline, you need to know the pros and cons associated with them. This will help you make an informed decision when spending on purchasing a tradeline.


  •     Improve Credit Score

AU tradelines help boost credit scores faster than the standard approach for increasing the credit score.

If your credit score is low and you want a high score to avail a certain offer such as applying for a loan or renting a new place, then you can buy a tradeline to give your credit score a boost in just a few days.

  •     Get Loan On a Low-Interest Rate

Certain loan providers present special offers to people who have a high credit score. These offers include low-interest rates for the loan.

Some lenders even go so far as to offer loans at a 0% interest rate.

  •     Better Insurance Rates

If you have a bad credit score, car insurance companies might hesitate to get into a deal with you. Even if they let you apply for the insurance, the rates would be higher than average.

People with good credit scores get to enjoy less car insurance rates as compared with people who have a bad credit score.


  •     Your Score Might Not Increase

Buying a tradeline doesn’t guarantee an increase in your credit score. Since you become an authorized user on someone else’s credit card account, their activities have an impact on your credit score.

If the primary cardholder fails to manage the account properly, then it negatively affects your credit score.

  •     Tradelines Can Be Expensive

The price of a tradeline depends on the age of the account and the credit limit. If you want to buy an old or seasoned tradeline, you’d have to pay a lot of money to acquire that. And since the results are not 100% guaranteed or in control of the buyer, it can prove to be a risky investment.

This is it! This is all that you need to know about tradelines and how much they boost your credit. Feel free to reach out to us if you have more questions about tradelines.